--AUTO ACCIDENT PLUS program

AUTO ACCIDENT PLUS program – except considerable coverage on standard risks it provides the additional options for hospitalization and medical expenses reimbursement with the insured event onset

Object of insurance	Property interests of the Insured connected to the accident onset during the vehicle operation.
Insured events	Death of the Assured Disability of I, II and III groups Hospitalization expenses Medical expenses
The Auto Accident Plus program is intended for:	- Legal entities (employees insurance) - Individuals Age limit -18-65 years old Assured Driver and passengers of the vehicle Option 1. Passenger compartment insurance Option 2. Insurance on seats number
Sum insured	Option 1. Passenger compartment insurance USD 25 000 and USD 50 000 – the aggregate sum insured for the compartment on all the insured events Option 2. Insurance on seats number Death, disability - USD 10 000 for one passenger seat Hospitalization expenses - USD 500 for one passenger seat; Medical expenses - USD 200 for one passenger seat
Insurance indemnities	Option 1. Passenger compartment insurance The Indemnity shall be made according to the lump-sum system: - 40% of the total sum insured, if only one Assured suffered as a result of the accident - 35% of the total sum insured, if two Assureds suffered as a result of the accident - If three or more Assureds suffered as a result of the accident, the total sum shall be divided equally among all the Assureds suffered. Option 2. Insurance on seats number Death – 100 % Disability of I group – 100% Disability of II group – 70 % Disability of III group – 30 % Medical and hospitalization expenses – in amount of actual expenses but not higher than the limits.
Insurance period	12 months
Territory of insurance	The Republic of Kazakhstan
Deductible	Not applicable

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