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--CHILDREN ACCIDENT

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CHILDREN ACCIDENT voluntary personal accident insurance program. Which adults did not broke his hand or fell from a tree in the childhood? One way or another, every parent is faced with such situations when buying expensive medicine, taking sick-leave certificate or paying doctors. Fortunately, today there is an opportunity to be insured against the consequences of kids’ pranks in advance! Just choose the CHILDREN ACCIDENT program which provides parents and tutors the unique opportunity to provide children with a reliable insurance protection for the holidays, traveling, or for the entire year.

Insured events

Accident that occurred with the Assured during the period of insurance protection, which led to:

1) personal (bodily) injuries

2) Death of the Assured

The Children ACCIDENT program is intended for:

Individuals

Legal entities (children of employees)

Assured

Individuals at the age of 4-18 years

Insurance indemnities

1) with injury of the Assured – according to the Table of insurance indemnities sizes;

2) with the death of the Assured – in amount of 100% of the sum insured

Insurance period

From 5 days to 12 months

Insurance coverage validity period

24/7

Manner of payment

Lump sum, by cash/non-cash payment at the date of the insurance agreement conclusion

Deductible

Not applicable

Special conditions

Discount: group from 20 to 40 people – 5%;

Group of more than 40 people – 10%.

Territory of insurance

The Republic of Kazakhstan and the whole world

Insurance limitation

The insurance does not cover:

1) children on “handicapped child” category;

2) persons who use drugs or toxic substances, including doping agents prohibited for use; persons suffering from alcohol abuse;

3) persons with persistent neurological and psychiatric disorders who are the registrants of psychoneurologic dispensary, suffering from emotional or mental illness, dementia, cerebral palsy or Down syndrome

4) persons suffering from cancer, chronic cardiovascular, social and dangerous diseases, AIDS and HIV.

 

 
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