Auto Accident Program – the vehicle insurance is the requirement for every driver. However, it is equally important to think about one’s own safety. Still, an automobile regards to transport of high risk. If you care about your loved ones and passengers of your car, the programs against accident should be of interest to you.
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Object of insurance |
Property interests of the Insured connected to the accident onset during the vehicle operation. |
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Insured events |
Auto Accident
· Death of the Assured
· Disability of I, II and III groups
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The Auto Accident program is intended for: |
- Legal entities (employees insurance)
- Individuals
Age limit -18-65 years old |
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Assured |
Driver and passengers of the vehicle
Option 1. Passenger compartment insurance
Option 2. Insurance on seats number |
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Sum insured |
Option 1. Passenger compartment insurance
USD 25 000 and USD 50 000 – the aggregate sum insured for the compartment on all the insured events
Option 2. Insurance on seats number
Death, disability - USD 10 000 for one passenger seat |
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Insurance indemnities |
Option 1. Passenger compartment insurance
The Indemnity shall be made according to the lump-sum system
- 40% of the total sum insured, if only one Assured suffered as a result of the accident
- 35% of the total sum insured, if two Assureds suffered as a result of the accident
- If three or more Assureds suffered as a result of the accident, the total sum shall be divided equally among all the Assureds suffered.
Option 2. Insurance on seats number
Disability of I group – 100%
Disability of II group – 70 %
Disability of III group – 30 % |
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Insurance period |
12 months |
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Deductible |
Not applicable |
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Territory of insurance |
The Republic of Kazakhstan |
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